Operational accuracy and resilience take center stage in our May release. The focus is on reducing reconciliation noise in fee processing, giving brokers more control over how multi-currency balances are posted, strengthening Travel Rule verification, and removing friction from mobile crypto payments for instant Binance Pay transactions. The outcome is simpler back-office workflows, more predictable settlement behavior, and smoother client journeys. What’s included:

• Rebuilt Settlement Currency Flow – configurable settlement currency for deposits and crypto withdrawals
• Notabene Travel Rule – dual-provider Travel Rule compliance verification 
• Binance Pay – Automatic Mobile App Redirect – device-aware routing that opens payments directly in the Binance Pay app
• Improved Commission Calculations and Tier Refactor – consistent per-transaction fee outcomes and a cleaner tiering implementation

Rebuilt Settlement Currency Flow

The Settlement Currency mechanism has been redesigned to provide brokers with greater flexibility in defining the settlement currency for client transactions. Once configured in cooperation with Match2Pay Support, all client deposits are booked in the selected settlement currency, while withdrawals are processed in the agreed cryptocurrency and consistently debited from the same balance.

This configuration is applied independently for each transaction currency. As a result, regardless of the currencies in which clients’ accounts are held (e.g. traders’ or players’ accounts), the broker maintains a single, consistent settlement currency on their Match2Pay balance.

Benefits:

• Full control over funds: Consolidating settlements into a single currency improves balance visibility and strengthens control over available funds.
• Reduced FX exposure: A single settlement currency reduces exchange-rate risk, which is especially valuable when processing exotic transaction currencies.
• Simpler accounting: Standardized settlement logic makes settlements more predictable, regardless of the number of transaction currencies are used.

Notabene Travel Rule

Travel Rule compliance verification in Match2Pay has been expanded beyond a single-provider setup by adding Notabene alongside SumSub. This approach ensures better continuity and reduces friction when one provider experiences degraded availability and increases interoperability when the counterparty (VASP) on the other transaction side operates within a different Travel Rule network.

Benefits:

• Higher transaction processing resilience: Travel Rule checks can continue even during provider outages or performance degradation.
• Wider counterparty reach: Broader connectivity to major Travel Rule networks improves VASP coverage and reduces held or rejected transactions.
• Stronger regulatory readiness: A multi-network setup supports compliance requirements across a broader range of jurisdictions.

Binance Pay – Automatic Mobile App Redirect

The Binance Pay payment flow has been optimized for mobile. Instead of forcing users through a browser-based experience, the payment link now automatically adapts to the device: desktop users see the QR-based checkout with Binance login options, while mobile users are redirected straight into the Binance app for a faster, more native completion path.

Benefits:

• Intuitive mobile UX: End-users complete payments directly in the Binance app with fewer steps and less friction.
• Improved conversion performance: A smoother mobile journey reduces drop-off during checkout.
• Consistent cross-device behavior: The experience aligns with user expectations on both desktop and mobile while keeping a unified flow.

Improved Commission Calculations and Tier Refactor

We modernized the broker commission calculation engine and refactored the tier calculation mechanism to address discrepancies that could previously appear when charging fees on individual transactions. Commissions are now applied consistently at transaction execution, removing the need for end-of-month billing reconciliations.

The tier refactor is strictly technical. The business logic – thresholds, rates, and upgrade rules – remains unchanged. The underlying logic becomes cleaner, easier to maintain, and ready for future enhancements, while merchants retain the same commercial terms. 

Benefits:

• More efficient financial ops: Fewer fee exceptions and inconsistencies make reconciliations much simpler and more predictable. 
• Reduced month-end workload: No period-end adjustments or manual interventions are required on the broker’s side.