Worldline

About Worldline/Payment IQ
Worldline is a global leader in digital payment and transactional services.
It offers a comprehensive suite of payment products customized for a wide range of industries, including retail, travel, financial services, mobility, and
public sector.
Their services cover the entire payments value chain—such as merchant acquiring, payment processing, issuing services, open banking, and payment orchestration—enabling businesses to accept payments in-store, online, and cross-border while optimizing transaction efficiency, security, and compliance.
Benefits:
Global Acceptance – Allows businesses to accept payments from customers worldwide through multiple payment methods, including credit/debit cards, digital wallets, local options, and buy-now-pay-later.
Flexible Integration – Offers various integration options from simple plug-and-play to fully customizable APIs, SDKs, and plugins to fit different technical needs.
High Authorization Rates – Employs
AI-powered routing and exemption engine technology to maximize payment approval rates and reduce transaction costs.
Fraud Protection – Features near real-time cardholder identity verification and 3D Secure authentication to significantly reduce fraud risk and chargebacks.
Optimized Customer Experience – Supports saved payment data securely via tokenization to streamline checkout and encourage repeat purchases.
Multiple Currency Support – Provides dynamic currency conversion, showing prices in the customer’s home currency, enhancing transparency and trust.
Multi-language Checkout – Automatically adapts checkout pages to over 20 languages based on the customer’s browsing language, supporting global sales.
Comprehensive Analytics – Merchant portal with dashboards for transaction monitoring, refunds, and performance insights to enable data-driven business decisions.
Payment Link Capability – Allows accepting payments via shareable payment links sent through email or QR codes, expanding convenient payment options beyond websites and apps.